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Factor loads to keep your cash flowing.

Limited time promotion!

Fund 4 invoices in your first 30 days and get $250 back*.

New carrier factoring customers earn a $250 rebate when their fourth invoice is purchased within 30 days of their first purchased invoice. Get paid faster and keep cash flow steady between loads. Promotion ends Nov 30.

See https://truckstop.com/offers for full terms and conditions

Get paid faster with freight factoring for carriers

Get paid faster. Run smarter.

Truckstop Factoring gives carriers flexible, transparent factoring built to save you time and keep your cash flow strong.



Have a fleet? Apply for a custom factoring plan.

Get your rate and apply

See your tailored factoring rate in seconds and start your application.

Your Estimated Factoring Rate*

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Based on your monthly volume, average invoice size, and current Truckstop Load Board plan.

Custom Pricing Available

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For factoring of this size, our team provides personalized pricing and service. Contact us for a tailored quote.

* Disclaimer: Estimated rates are for informational purposes only.
Actual rates and terms may vary based on qualification and approval.

Why Factoring with Truckstop

  • Factor only what you need.

    Choose which invoices to factor — no volume requirements.

  • Cash when you need it.

    Express funding in minutes, including nights and weekends.

  • Transparent pricing.

    No surprise fees, no reserve accounts.

  • Smart tools, less paperwork.

    Free broker credit checks and digital automation simplify back-office tasks.

  • Confidence to grow.

    Non-recourse options help protect you from unpaid invoices.

Factoring with Truckstop

Why Factoring with Truckstop

High-quality loads, broker factorability checks, and factoring—all in one convenient place.

1

Submit your load invoice.

Upload directly through our portal or mobile.

2

Get funds fast.

Same-day or express funding to your account.

3

Keep moving forward.

Spend more time hauling, less time on back-office work.

Factoring with Denim by Truckstop

Why Choose Truckstop Factoring?

Unlike traditional factoring, Truckstop Factoring puts carriers in control. Flexible terms, transparent pricing, and time-saving automation frees you up to focus on the road—not paperwork.

“You want a place where you find the loads and have someone you trust who does all the hard stuff, invoicing, checking brokers, to make you feel safe. If you have those two combined, you can grow.”

– Ilia Jakeli, Guria Express

Ilia Jakeli of Guria Express

Stop waiting for brokers to pay.
Start factoring smarter.

Ready to get paid faster? Get your rate & apply today.

Already factoring with someone else?

If your current contract isn’t working for you, with high fees, slow support, and no flexibility, you don’t have to wait it out. Our buyout team coordinates the switch directly with your current factor, and your rate is built around your business, not a flat table.

See how a buyout works

*A $250 rebate is available to eligible new Truckstop factoring customers when the fourth (4th) invoice is purchased within thirty (30) days of the first purchased invoice under the factoring agreement. To qualify, new factoring accounts must be approved and activated between November 2 and November 30, 2026. Rebates will be deposited into your Denim Cash reserve account within 30 days of your 4th purchased invoice. Offer available to carriers with active MC authorities only and is subject to credit approval, eligibility requirements, and the terms of your factoring agreement. Rates and fees may vary by customer and receivable. Factoring services are provided by Internet Truckstop Payments, LLC. Cannot be combined with other factoring offers. Promotion may be modified, extended, or discontinued at any time without notice.